Got a job offer? Enter the salary the way it was quoted (per year, month, week or hour) and see what you will actually take home after tax in your province.
Why gross and net salary are so different
Your gross salary is what the employer pays. Before it reaches you, four things come off: federal income tax, provincial income tax, CPP or QPP contributions and EI premiums. For most Canadians earning between $50,000 and $100,000, net pay lands between 70% and 78% of gross.
Take-home pay at common salaries (Ontario, 2026)
| Gross salary | Approx. net per year | Approx. net per month |
|---|---|---|
| $40,000 | $32,800 | $2,730 |
| $60,000 | $47,300 | $3,950 |
| $80,000 | $60,300 | $5,030 |
| $100,000 | $74,200 | $6,180 |
| $150,000 | $104,300 | $8,690 |
Figures are rounded estimates for a single employee with no other deductions. Use the calculator for your exact case.
Tips to keep more of your salary
- Ask whether your employer offers a group RRSP match; it is free money and reduces tax at source.
- Use an FHSA if you are saving for a first home: contributions are deductible and withdrawals for a home are tax-free.
- Compare offers in different provinces before moving; the same salary can differ by thousands after tax.
FAQ
What if I am paid hourly?
Select Hour, then set your weekly hours. Our hourly wage calculator also converts to bi-weekly and daily pay.
Does this include bonuses?
Add your expected bonus to the annual amount. Bonuses are taxed at your marginal rate.