Fast, free calculators built for Canadians. Every tax and payroll tool uses the official 2026 federal and provincial rates, works on your phone, and shows you the math instead of hiding it.
Quick take-home pay check
Start with the most popular tool on the site: enter your salary and province.
Income tax and pay calculators
Income tax calculatorFederal + provincial tax for every provinceSalary after taxYearly, monthly or hourly salary to net payPaycheck calculatorNet pay per bi-weekly or monthly chequeHourly to salaryConvert your hourly wage to yearly payOntario income taxIncludes surtax and Health PremiumQuebec income taxQPP, QPIP and the federal abatementTax refund estimatorRefund or balance owing from your T4EI benefitsWeekly Employment Insurance paymentEmployer payroll costCPP, EI and Quebec contributionsGST / HST calculatorAdd or remove sales tax in any province
Home buying calculators
Mortgage paymentCanadian compounding, CMHC insuranceHow much house can I afford?Stress test, GDS and TDS ratiosLand transfer taxOntario, Toronto, BC and QuebecToronto land transfer taxProvincial + municipal, with rebatesOntario land transfer taxIncluding the $4,000 buyer refundQuebec welcome taxTransfer duties outside MontrealMontreal welcome taxAll seven 2026 Montreal bracketsProperty taxEstimate yearly tax by cityOntario property taxToronto, Ottawa, Mississauga and more
Savings, investing and loans
Compound interestSee your savings grow year by yearTFSA calculatorContribution room and tax-free growthRRSP tax savingsYour refund from an RRSP contributionLoan calculatorPayments and total interestCar loan calculatorIncludes sales tax and trade-in
Everyday calculators
Percentage calculatorPercent of, percent change, increaseAge calculatorExact age in years, months and daysDate calculatorDays between dates, add daysBMI calculatorMetric or imperialTip calculatorTip with tax and bill splitting
Key Canadian numbers for 2026
Federal lowest tax rate14%
Federal basic personal amount$16,452
CPP max pensionable earnings$74,600
EI max insurable earnings$68,900
RRSP dollar limit$33,810
TFSA annual limit$7,000
Max weekly EI benefitabout $729
Ontario HST13%
Why use CalculatorOnline.ca
- Canadian first. Provincial brackets, CPP/QPP, EI, QPIP, CMHC rules and land transfer taxes are built in, not bolted on.
- Up to date. Rates are reviewed every January and whenever a budget changes them. See how we calculate.
- Private. All calculations run in your browser. We never store the numbers you enter.
- Free. No sign-up, no paywall.
FAQ
Are these calculators official?
No. They are independent tools that use published government rates. For a binding amount, check with the CRA, Revenu Québec, your lender or an accountant.
How often are the rates updated?
At least once a year when the new tax year starts, and after federal or provincial budgets that change rates mid-year.
Can I suggest a calculator?
Yes, please contact us. New tools are added regularly.